How These Terms Apply to Your Account
By creating and using a bd11 account, you confirm that you have read, understood, and accepted these Terms & Conditions in full. We may update these terms at any time — when we do, the revised version goes live on this page and your continued use
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of the account counts as acceptance. If any update materially changes how your account or funds are handled, we will flag it prominently before it takes effect. Your account is personal and non-transferable. You may not hold more than one account at a time; duplicate accounts
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are subject to closure and any associated balance may be withheld pending review. Transactions processed through Touch 'n Go eWallet, Boost, or GrabPay are subject to both these terms and the respective wallet provider's own conditions. DuitNow and FPX transfers are processed through your linked online
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banking and are similarly bound by your bank's terms alongside ours. Where local law restricts access to any part of our platform, those restrictions apply regardless of what these terms say. We do not override applicable Malaysian law, and it is your responsibility to confirm that
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using bd11 is permitted in your region before you proceed.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.